Freelancers & contractors
Writers, designers, consultants, trades, and anyone paid on a 1099-NEC instead of a W-2.
Self-employed & freelancers
Taxes for people who work for themselves
Freelancers, gig workers, independent contractors, and side businesses. I prepare your return, find the deductions you're entitled to, and help you plan so next year isn't a surprise.
Who this is for
If you got a 1099, this is for you
Gig & app workers
Rideshare, delivery, and marketplace sellers who get paid through apps and may receive a 1099-K.
Side businesses & single-member LLCs
A W-2 job plus something on the side, or a one-person business that files on your personal return.
What's included
- Schedule C to report your business income and expenses.
- Self-employment tax (Schedule SE), the Social Security and Medicare tax that an employer would normally split with you.
- Deductions you qualify for, such as business mileage, a home office, supplies, software, phone and internet, and health insurance premiums.
- The qualified business income deduction when you're eligible.
- A plan for next year, including whether you should be making quarterly estimated payments and roughly how much.
Quarterly estimated taxes
When no employer is withholding taxes for you, the IRS expects you to pay during the year. Estimated payments are generally due April 15, June 15, September 15, and January 15 of the following year, moving to the next business day when a date falls on a weekend or holiday. Most states with an income tax have a similar schedule.
If you've been caught off guard by a big bill in April, setting up estimated payments is usually the fix. I'll help you work out a realistic amount.
Records worth keeping
Good records mean a faster return and a lower bill. Keep your 1099s, a record of all income (including payments that didn't come with a 1099), receipts or statements for expenses, and a mileage log if you drive for work. If your records are a mess, my bookkeeping practice, Shannon's Online Bookkeeping, can help get them in shape.
Pricing
A clear quote before I start
Personal returns start at $200 for federal plus one state. Business income on Schedule C is added as an extra form, and you'll know the full price before any work begins.
- Personal return (federal + one state)From $200
- Schedule C business incomeQuoted per form
- New clients: first return$25 off
Questions
Self-employed tax FAQ
Do I have to make quarterly estimated payments?
Generally, yes, if you expect to owe $1,000 or more in federal tax when you file. Skipping them can lead to an underpayment penalty. I'll help you figure out whether you need to pay and how much.
I got a 1099-K from a payment app. Is all of it taxable?
Not necessarily. Personal transfers, like splitting a dinner bill or being paid back by a friend, aren't business income. We'll sort out what counts so you don't pay tax on money that isn't income.
Can I deduct my home office?
You may be able to if part of your home is used regularly and only for your business. I'll ask a few questions to see if you qualify and which method gives you the bigger deduction.
What if I didn't get a 1099 for some of my work?
That income still needs to be reported. Bring your own records of what you were paid, and I'll include it correctly.
Can I deduct my car?
Business driving can be deductible, but commuting from home to a regular workplace usually isn't. A mileage log with dates, miles, and the business purpose is the best record to keep.
Ready when you are
Book a free call
Let's get your business taxes right
Book a free call, and you'll know exactly what to expect and what it will cost.